NPS Calculator

NPS corpus at retirement with lump-sum withdrawal and monthly pension from annuity. Min 40% must be used to purchase annuity.

Inputs

Your Monthly Contribution

₹

Employer Monthly Contribution

₹

Current Age

yrs

Retirement Age

yrs

Expected Return

% p.a.

Annuity Purchase %

% (min 40%)

Annuity Rate

% p.a.

Existing NPS Corpus

₹

Investment Period30 years

Total Contribution₹ 36,00,000

Wealth Gain₹ 1,91,93,253

Total NPS Corpus₹ 2,27,93,253

Lump Sum (60% — tax-free)₹ 1,36,75,952

Annuity Amount (40%)₹ 91,17,301

Est. Monthly Pension₹ 45,587

Tax Benefit u/s 80CCD(1)₹ 60,000

Additional Benefit u/s 80CCD(1B)₹ 0