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AI Tax Planner
Smart tax planning tool — compares regimes, estimates tax, and gives personalised optimisation tips for FY 2025-26.
Inputs
Results
Old Regime
₹ 1,93,440
Taxable: ₹ 12,45,000
New Regime
₹ 1,30,000
Taxable: ₹ 14,25,000
✓ Better for you
Total Tax Liability (best regime + CG)₹ 1,30,000
Saving by choosing New Regime₹ 63,440
Personalised Optimisation Tips
Maximise 80C investments
Save ₹ 15,600Invest ₹₹ 50,000 more in ELSS / PPF / LIC / NPS to claim full ₹1.5L deduction
Home loan interest deduction (24b)
If planning a home purchase, interest up to ₹2L on self-occupied property is deductible under old regime
Switch to New Regime — save ₹₹ 63,440
Save ₹ 63,440New regime is better for you. File under new regime in ITR.
Salary restructuring
Ask employer to restructure CTC to include tax-free components: LTA, food coupons, telephone reimbursement (old regime only)